Upgrade Your Air Conditioning With 0% Interest
Eligible NSW homeowners may be able to access up to $15,000 at 0% interest for approved energy-saving upgrades, including reverse-cycle air conditioning.
Upgrade your home. Spread the cost.
Upgrade Your Air Conditioning With a New One With the Home Energy Saver Loan
Thinking about installing air conditioning or upgrading your home’s heating and cooling?
The NSW Government’s Home Energy Saver Loan may help eligible households spread the cost of an approved energy-efficient upgrade.
You could access up to $15,000 at 0% interest, with repayment terms of up to 10 years. Reverse-cycle air conditioning is included as an eligible upgrade under the program.
The loan is not a rebate or grant. It is a finance option that allows eligible customers to pay for an approved upgrade over time
Finance Your Upgrade Through Brighte
Brighte is one of the participating finance providers for the NSW Government's Home Energy Saver Loan program and is an official launch finance provider.
Brighte currently offers eligible customers access to a 0% interest, no-fee Home Energy Saver loan, subject to its credit approval criteria and applicable terms and conditions.
How Brighte can help
- 0% interest on the eligible Home Energy Saver loan
- No fees on the Brighte Home Energy Saver loan
- Finance for approved energy-saving home upgrades
- Online application and account management
- Repayment options subject to approval and the applicable terms
Explore your finance options with Brighte: Visit Brighte
Brighte is a separate finance provider. Maximair does not approve or manage finance applications. All applications are subject to Brighte's credit approval criteria, terms and conditions.
Why Use the Loan for Air Conditioning?
Whether your existing air conditioner is old and inefficient, or you're installing cooling for the first time, the Home Energy Saver Loan could make it more manageable.
A modern reverse-cycle inverter air conditioner can provide both heating and cooling from one system while helping improve the energy efficiency of your home.
With the right system, you can:
- Heat and cool your home year-round
- Replace an ageing air conditioner
- Improve comfort throughout your home
- Choose a more energy-efficient system
- Spread the cost of an eligible upgrade over time
Who May Be Eligible?
You may be eligible for the NSW Home Energy Saver Loan if you meet the program requirements.
Generally, applicants must:
- Own the property
- Be an Australian citizen or permanent resident
- Have a combined taxable household income of up to $210,000
- Be installing an eligible energy-saving upgrade
- Meet the relevant finance provider's lending criteria
Home Energy Saver loans are also available to eligible landlords.
Eligibility requirements apply, and finance approval is determined by the participating finance provider.
What Air Conditioning Is Eligible?
Reverse-cycle air conditioning is included in the NSW Home Energy Saver Loan program.
The proposed system and installation must meet the current program requirements, so not every air conditioner will automatically qualify.
Maximair can help you choose an appropriate system for your home and explain the available options before you proceed
How It Works
Talk to Maximair
Tell us about your home and your current heating and cooling needs.
Choose the right system
We'll help you find an air conditioning solution suited to your property.
Get your quote
We'll provide a clear quote for your proposed system and installation.
Apply for finance
If you're eligible, you can apply through a participating finance provider such as Brighte.
Install your new system
Once the required arrangements are completed, Maximair can install your new air conditioning system.
Repay your loan
If approved, you repay the amount borrowed according to the finance provider's agreed terms.
Frequently Asked Questions
Is the NSW Home Energy Saver Loan really 0% interest?
Yes. The Home Energy Saver Loan provides eligible households with access to loans of up to $15,000 at 0% interest for approved energy-saving upgrades.
Can I use the Home Energy Saver Loan for air conditioning?
Yes. Reverse-cycle air conditioning is an eligible upgrade under the program, subject to the current product and installation requirements.
How much can I borrow?
Eligible applicants may be able to borrow up to $15,000 for approved energy-saving upgrades, subject to eligibility and finance approval.
How long can I take to repay the loan?
Home Energy Saver loans can have terms of up to 10 years, subject to the finance provider's approval and applicable terms.
Is Brighte the NSW Government?
No. Brighte is a separate finance provider participating in the NSW Government's Home Energy Saver Loan program.
Does Maximair provide the loan?
No. Maximair provides air conditioning products and installation. Finance applications and loan approval are handled by the participating finance provider.
Will I automatically be approved?
No. Meeting the NSW Government's program eligibility requirements does not guarantee finance approval. The participating finance provider will assess your application.
Can I replace my old air conditioner?
Yes, an eligible replacement with a qualifying reverse-cycle air conditioning system may be covered, subject to the program requirements.
Does the NSW Home Energy Saver program cover new air conditioner installations?
Yes. The NSW Home Energy Saver program can cover new reverse cycle air conditioner installations as well as replacing an existing system, provided the installation meets the program’s eligibility requirements.
Ready to install a new A/C or replace your old one with a new energy efficient A/C
Whether you're replacing an old air conditioner or installing one for the first time, find out whether an energy-efficient upgrade could be right for your home.
Talk to Maxim Air about your options today.
Home Energy Saver Loan eligibility, finance approval and eligible products are subject to the current NSW Government program requirements and participating finance provider's terms and conditions.